Dental Insurance Austin

Understanding Your Dental Insurance

Little girl between her parents smiling

Whether you get your dental insurance through your employer or somewhere else, we will make sure you understand your benefits and how to effectively use them at Snow Dental. To learn the basics of dental insurance in Austin and how our team can assist you, keep reading below or call our dental office directly.

How Dental Insurance Works

Dental insurance form on clipboard on busy desk

Dental insurance plans can vary quite a bit from one another, so we recommend that you read your plan’s details to get an idea of how it works. If you have any questions, our experts can answer them. With that said, most PPO dental plans are broken down in the following way:

  • Preventive Care – Includes cleanings, exams, X-rays, and sometimes, fluoride treatment. Usually covers 100 percent of treatment costs.
  • Minor Restorative Care – Covers basic restorative treatments like dental fillings and non-surgical extractions. Covers between 70 and 80 percent in most cases.
  • Major Restorative Care – Covers more complex restorative treatments, including crowns, bridges, and dentures. Typically covers up to 50 percent.

What Is the Difference Between Dental & Medical Insurance?

Dental chair in dental office in Austin

Unlike medical insurance, dental insurance is meant to be used for routine oral health services. For example, your teeth cleanings and dental exams are supposed to happen once every six months, which is why your plan includes coverage for these preventive services. This is much different than medical insurance, which focuses on your overall health and typically does not cover such routine care. Rather, when it comes to your dental health, medical insurance might apply only to certain major oral surgeries.

In-Network Vs. Out-of-Network

Handing credit card to dental team member

If a dental practice is in-network with your insurance provider, it means they have a contract that dictates the fees and certain parameters for procedures (like what techniques and materials can be used). 

Because we prioritize providing top-quality treatment to our patients, we do not participate in any insurance networks. Here is an overview of what we strongly feel that you deserve as a patient in our office:

  • High-quality driven dentist
  • Experienced staff
  • One-on-one attention
  • Reputable dental labs
  • Proven dental materials
  • Up-to-date technology
  • Conservative and honest treatment plans
  • Relaxed, comfortable environment

Unfortunately, in-network dental benefit reimbursements do not support this quality of care, and we refuse to cut corners on our patients.

However, if you have a PPO plan, remember that you can visit any dental practice, regardless of network status. We will do all we can to help you maximize your out-of-network benefits. We will file claims for you and assist with other aspects of your insurance usage.